‘Going Home… Renting to Home Ownership in 10 Easy Steps’
On March 1st, I published my fourth book entitled: ‘Going Home… Renting to Home Ownership in 10 Easy steps‘ which addresses the problems faced by so many prospective would-be home buyers in society. It answers the questions of ‘How do I become a home owner?’ and ‘Where do I begin?’. It also covers an issue in detail that is important
to so many: ‘How do I overcome my rocky credit history and become a home owner?’
In ‘Going Home… Renting to Home Ownership in 10 Easy Steps‘ I cover how to find your credit report, understand it and also repair it as needed. It goes into this aspect of the home buying process in detail because so many new prospective home buyers tend to get hung up and derailed on that point.
However, the book is so much more than just a ‘How do I fix my credit’ book. It covers how to find a Realtor to help you, how to find a lender and what types of loan programs are popular. It also covers how to find your dream home, and at the same time shop for a home that aligns with your loan program requirements. ‘Going Home… Renting to Home Ownership in 10 Easy Steps‘ also goes into how to narrow down your selection, and what can be expected when you write and negotiate an offer.
The book also goes into what to expect at a closing, and what can be expected from you. It also covers what you should prioritize when you become a home owner in those first few days of home ownership. Becoming a home owner is a journey that anyone can take, and I have attempted to make this a book that covers each step, even if some take longer than others.
In Southwest Michigan we are frequently subjected to snow storms during this time of year. Last week I was driving through one rural area, and the intensity of the storm I was driving into began to increase. At one point along the road, I happened upon an Amish buggy with their lights on. It is not common to see them all lit up, and I thought the setting was quite beautiful so I was lucky enough to have my camera nearby and took this photo.
When you are a kid, you look forward to snow. You do not mind the cold, you like that it is slippery and that you can compact it into balls and toss it at your sister. Having lived my childhood in a warmer climate in Arizona, winter snow was a concept in a far away land, just over the threshold of forever. It was a place that lucky kids got to experience, and we did not. The best we could hope for in terms of a snow day was the occasional monsoon season that caused a few closings due to flooding. Still, one could not really enjoy a rain storm as much as one does a snow day.
I moved to Michigan in 1999, after living in Georgia for fifteen years. I did experience snow in Georgia, but in that environment, even a mere two inches will shut down the city. The airlines will shut down because the do not have the equipment to plow the runways, not like Chicago, New York and Detroit.
So when I moved to Michigan and experienced the heavy snowfall the following year in the winter of 2000 to 2001, it was mind blowing. There were huge drifts of snow everywhere, and mountains of snow in parking lots that became those bitter gray gooey piles that seem to sit there all season until it warms above 50 degrees.
Today as a long time resident of Michigan, it is funny to me to look back at my reaction to those early days of living here, and compare it to my reaction to snowfall now. However, the little kid in me still has me look out my front door into the elements. I think about crossing that winter threshold into forever and play like the child I was in Arizona. How I would love to walk through that doorway like those tales of Narnia, and go back in time once again.
Categories: Beauty, Experiences, Michigan, Philosophy, Winter
Tags: Americana, Beauty, Considerations, future, Magic, Michigan, Nature, Seasons, Winter
When I was in England last year, I went for a morning walk around the grounds of the hotel I was staying at. There were over 200 deer on this property, and one quite often saw them bounding across the path when you were out on the grounds. Below is a photo of one such deer that I capture with a photo while out walking. They had different features than the deer I was used to seeing in the U.S., and a slightly different coloring.
A few years ago I created a lot of videos about my adventures in the woods. This video posted here is one I created about walking the trails of the Fort Custer Recreation Area near Augusta, Michigan. It was a wonderful afternoon, following a slight rain fall which made the woods so green.
There is a squirrel hiding in this park populated by geese, trying to fit in and not be recognized. Can you see him? Did anyone notice he was there? By the way, our squirrels in Battle Creek are jet black. Supposedly imported from elsewhere.
Hint: Think ‘fuzzy’ in the foreground.
I was driving by a small park near downtown Battle Creek, Michigan the other day and I saw there were still ducks, geese and swan out on the pond. I pulled into the parking area for a few minutes, and took a few shots with my camera. Seeing the ducks all collected on the ice near the water was very interesting, and colorful.
It also looks a bit surreal to see the contrast between the ones on the ice, and the ones swimming just beyond with almost a seamless transition of the water. They did not seem to be bothered by the ice, as they are covered with their down feathers. The scene made for an interesting spectacle of our feathered friends.
If you ever get a chance, go visit a dog show. I never thought this would be something on my list of things to do, but awhile back I took my little brother with Big Brothers and Big Sisters out to do something on a Saturday afternoon, and we found ourselves at a dog show in Kalamazoo, Michigan. It was a lot of fun to walk around and see so many different breeds of dogs in one place.
If you were going to really choose a dog for yourself, this might be a place to go to ask questions about breeds, etc. I was able to find so many answers to questions about dogs that I had at this event, and I learned a lot about the different breeds. Here is a video that I show from the event.
Categories: Animals, Experiences, Inspiration, Uncategorized
Tags: Animals, Art, Beauty, Culture, Education, Entertaining, Events, Festivals, Memories